Welcome to our home loan pre-approval application.
Our home loan pre-approval provides you with a quick and easy estimate of your borrowing capacity. The pre-approval application should take less than 5 minutes to complete and you are provided with a response on the spot.
Pre-approval letters can be printed and if you have provided your email address, it will be automatically emailed to you for your records.
Other things you should know:
Pre-approval is valid for 3 months and is intended as a guide only. It should not be used to purchase a property at an auction.
This pre-approval does not apply to ‘LowDoc’ loans.
Pre-approval doesn’t take into account the value of your property. For example, you cannot borrow more than 100% of the property value. You may be able to borrow up to 95% of the property value.
The pre-approval amount may differ from your final approved loan amount, especially if you require a line of credit or provide certain types of security such as a mortgage over an inner city apartment.
This pre-approval has not taken into consideration the First Home Owner Grant or any other government grant and has not factored in Lender’s Mortgage Insurance.
A full home loan application is required to gain formal home loan approval. To make a loan application to NAB, you must be 18 years or more.
Thanks for the opportunity to help with your home loan needs. Completing the pre-approval process is only 5 minutes away!
If you would like to proceed with the pre-approval application and have one of our home loan specialists contact you, please click on the 'Accept' button below and then complete the details on the following pages.
