register    more info
Online tools
 
Personal Finance > Portfolio Facility > What is the NAB Portfolio Facility?

What is the NAB Portfolio Facility?

Put simply, the NAB Portfolio Facility is a personal line of credit at competitive home loan rates.  It's an all-in-one banking solution that links your transaction accounts, and personal, home and investment borrowing in one facility.

Most importantly, it's designed to help you build wealth by giving you easy access to the equity in your property.

The NAB Portfolio Facility lets you create multiple sub accounts so you can organise and manage the money you need for different purposes.  You can unlock your equity to achieve a variety of financial goals, such as investing, early retirement, children's education or even your dream holiday. And because your finances are linked together, you have the flexibility to better manage them.

NAB Portfolio Facility features

  • Single line of credit for all your personal and investment borrowing
  • Borrow up to 90% of the value of your home with Lenders Mortgage Insurance
  • Save interest with multiple 100% offset
  • No transaction fees
  • No establishment or monthly service fees
  • One annual fee
  • Up to 12 flexible sub accounts to organise your finances
  • Choice of fixed or variable rate for sub accounts, at least one sub account must have a variable rate
  • Competitive interest rates
  • 24 hour access to your funds via all standard bank channels including ATM and Internet banking
  • Manage family trust finances together with your personal finances in one portfolio
  • Receive a regular summary of your portfolio position

Simple, logical financial control put firmly in your hands.

If you would like to find out more about NAB Portfolio Facility, please call your NAB banker or call 13 13 12 and choose the Investment Loans option (between 8am - 9pm EST, 7 days a week), or you can apply online now.

 
Building wealth image
 
   What is the NAB
   Portfolio Facility?
    A flexible line of credit
    What is equity?
    A total solution
 
How does it make your life easier?
 
How do I get started?
 

 
 
 
 
 
 
See your investments differently with a NAB margin loan