Backing your steps towards a more sustainable future

Australian farmers are actively exploring innovative, sustainable on-farm practices and technologies to reduce greenhouse gas emissions and adapt to climate change and evolving customer expectations.

As Australia’s largest business lender,  and a leading environmental financier,  we’re supporting the transition to a low carbon economy and helping agribusinesses on their journey to reduce their greenhouse gas emissions and build resilience to climate change. That’s why we’re developing solutions to help our customers invest in practices that help to make their businesses more sustainable.

Why choose NAB?

Expert bankers, insights and understanding

We’ve invested in climate training from Melbourne Business School for bankers so they can better support the ambitions of our customers.

Aligning to international standards

NAB Green Finance for Agribusiness is a tailored NAB business loan. It can be used to finance eligible activities that are aligned to the independent framework and categories set out under the Climate Bonds Standard Agriculture Criteria.

Check if your project may be eligible

Leading by example

We’re making our own business more resilient and sustainable.

Find out more about the action we're taking.

What can NAB Green Finance for Agribusiness be used for?

Agribusinesses can use NAB Green Finance for Agribusiness to invest in a range of eligible on-farm projects and practices.

Examples of activities that may be eligible for NAB Green Finance for Agribusiness include:

  • On-farm solar projects

  • Establishing trees to generate on-farm benefits

  • Projects to reduce emissions from fertiliser use

  • Land management changes to increase ground cover and crop or pasture diversity

  • Controlled traffic cropping systems to improve soil and water conservation

Key loan features

  • Loan amounts to suit your business

  • Flexible repayment options

  • Flexible loan structure

  • Competitive rates

  • Interest rate risk management options

Benefits of green projects

An investment in more sustainable practices supported by NAB Green Finance for Agribusiness may help to:

  • reduce business costs such as energy, fertiliser and water costs

  • build resilience and mitigate risk from climate related events

  • enhance business productivity

  • support sustainable farming claims that may strengthen engagement with your customers.

Check if your project may be eligible

NAB Green Finance for Agribusiness is available for approved business applicants seeking a new loan for an eligible on-farm project.

Examples of activities which may be eligible  for NAB Green Finance for Agribusiness include:

  • On-farm solar projects

  • Projects to reduce emissions from fertiliser use

  • Registered soil carbon sequestration projects

  • Establishing legumes in a livestock-pasture system

  • Establishing trees to generate on-farm benefits

  • On-farm bioenergy projects

  • Sustainable use of crop residues

  • Variable rate application of lime based on detailed soil sampling

  • Land management changes to increase ground cover and crop or pasture diversity

  • Controlled traffic cropping systems to improve soil and water conservation

  • Soil projects that improve water holding capacity and drought resilience

For more details and to discuss whether your proposed project may be eligible, speak to your NAB Agribusiness banker.

How to apply

Speak to your NAB Agribusiness banker to find out if your project (or business) may be eligible for a NAB Agri Green Loan.

Important information

Prepared as at March 2024 and subject to change. These products are issued by National Australia Bank Limited (NAB). Applications for credit are subject to NAB’s eligibility, lending and credit approval criteria and security requirements. Terms and conditions apply to NAB products and are available upon request. Fees and charges are payable. You should consider the relevant Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding any product. A NAB Green Finance for Agribusiness may only be provided as a new NAB Business Markets Loan or new NAB Corporate Markets Loan. Target Market Determinations for these products are available at nab.com.au/TMD.