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Cover your everyday expenses with confidence
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If you need extra money to cover your everyday expenses, then ask NAB. We've got a range of personal overdrafts that link to your transaction account and can provide you with extra money, up to an agreed limit, to cover you when there’s nothing left in your account.
It acts as a safety net when you have multiple direct debits coming out of your account when you’re waiting for pay-day, if an emergency occurs or simply when a lot of unexpected bills come through at once.
| NAB Personal Overdraft |
NAB Overdraft Protection |
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Got an everyday transaction account?
- Borrow from $500
- Link to your transaction account for easy access to cash when you need it
- No application fee*
- Only pay interest on what you use
* If you borrow less than $40,000
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Got a NAB Choice Package FlexiAccount?
- Borrow up to $10,000
- Link to your Choice Package FlexiAccount for easy access to cash when you need it
- No application or service fees
- Only pay interest on what you use
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| Find out more |
Find out more |
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| How to apply? |
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Its easy to apply for an overdraft. To apply:
Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday.
When you apply, you'll need:
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An eligible NAB transaction account or identification to satisfy an AUSTRAC 100 point test (if you are a new customer)
- Your driver's licence details
- The value of your home and car, if applicable, and any other assets
- The amount owing on your loans, credit cards or store cards
- Your income and employment details
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Terms and conditions available upon application. Fees and charges are payable. Subject to NAB credit assessment criteria.
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