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You may already have an idea of which personal loan is right for you. Before making a final decision, here is some more useful information to help you.
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| What you should know about fees |
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In addition to principal loan repayments, there are Monthly Service Fees and an Application Fee - which cover the establishment and documentation costs.
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Personal Loan |
Personal Project Loan |
Tertiary Student Deferred Repayment Loan
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| Application fee |
$150 |
$150 |
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| Monthly service fee |
$10 |
$7 |
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Low Value Transaction Fee for each transaction under $300
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$20 |
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More information?
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Download the current Guide to Fees & Charges |
| Choosing an interest type |
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We're often asked "What would suit me better, a fixed or variable interest rate?" A fixed rate allows you to budget with certainty, so you will always know in advance what your repayments will be. Or you can enjoy a competitive variable rate. Interest on a personal loan from NAB is calculated daily and charged monthly.
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Personal Loan |
Personal Project Loan |
Tertiary Student Deferred Repayment Loan
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| Interest rate |
Fixed or variable |
Variable |
Variable |
| Interest-free period |
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60 days |
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More information?
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View current interest rates |
You may also have to pay government stamp duty and other government charges.
Terms and conditions available on application. Fees and charges are payable. Normal lending criteria apply. Information on this page is correct as at 26 November 2007 and subject to change
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