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Personal Finance > Everyday banking and savings > Everyday banking accounts > NAB Visa Debit

NAB Visa Debit

The convenience of Visa without using credit

Now you can use your own money to make purchases wherever Visa is accepted.  Most of our smart everyday bank accounts offer a NAB Visa Debit option.  And for a limited time only, we’re also giving you the chance to win an LG Plasma television.

It’s simple – if you make 10 transactions on your NAB Visa Debit card in the first three months of opening your NAB smart everyday account, you’ll go into the draw to win an LG Plasma TV valued at $2,499.  Read Terms and Conditions

NAB everyday banking cards
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Apply now


Use your own money
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NAB Visa Debit is available to use your own money, wherever Visa is accepted including:

  • At over 24 million locations worldwide
  • At over 1,000,000 ATMs worldwide
  • For online, over the phone and overseas purchases
Options to suit everyone 

NAB Visa Debit is offered, at no extra cost, with our new smart everyday accounts:

  • NAB eBanking - unlimited access via NAB Visa Debit, EFTPOS, NAB ATMs, and NAB Internet Banking and NAB Telephone Banking for $4 a month. Apply now
  • NAB Classic Banking - unlimited access via NAB branches, cheque books, NAB Visa Debit, EFTPOS, NAB ATMs, and NAB Internet Banking and NAB Telephone Banking for $5 a month.  Apply now
  • NAB Gold Banking - start with all the benefits of NAB Classic Banking and add unlimited usage of non-NAB ATMs in Australia and overseas and unlimited international Visa Debit purchases for $12 a month.  Apply now
Avoid the monthly fee

You could avoid paying the monthly fee, simply by arranging to have your salary, or any regular deposit, paid into your new NAB smart everyday accounts.  Simply deposit:

  • At least $2,500 a month and you'll avoid the fee on NAB eBanking
  • At least $3,500 a month and you'll avoid the fee on NAB Classic Banking
  • At least $5,000 a month and you'll avoid the fee on NAB Gold Banking

Read more about how to avoid the monthly fee

Choice of card colour

NAB Visa Debit cards are available in black, red or white

card black     card red    card white 

Enhanced security

 
Extra protection for NAB Gold Visa Debit

For NAB Gold Visa Debit cardholders, additional benefits include:

  • NAB Gold Overseas Travel Insurance3 is available when 100% of your return airfares are purchased using your NAB Gold Visa Debit card
  • NAB Gold Extended Warranty Insurance is also available which means if you purchase goods in full on your NAB Gold Visa Debit card which come with a manufacturer’s warranty applicable in Australia, we’ll extend it by up to 12 months (conditions apply) 
  • NAB Gold Purchase Protection Insurance3 - in the case of your purchase being lost, stolen or damaged (conditions apply)  

Read NAB Gold Visa Debit Insurance Policy Document (PDF)

Fees and charges

For all fees and charges read the Guide to Fees and Charges

 Apply now New customer?   You can apply online for NAB Visa Debit right now - it's easy and takes less than 10 minutes
Apply now
  Existing NAB everyday banking customer?  You can swap online right now - it takes less than 5 minutes
Swap now
Other ways to apply

Alternatively, you can apply by calling us on 13 13 12, 8am to 9pm EST, 7 days a week, or at any NAB branch.

Before applying, please read the Terms and Conditions and Fees and Charges Guide.

1.Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notified NAB of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.
2. This is only a brief summary of the benefits and exclusions may apply. Purchase Protection Insurance for NAB Visa Debit card is issued by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFSL 232507, of 5 Blue Street, North Sydney, NSW 2060. The terms, conditions and exclusions of Purchase Protection Insurance are specified in the Purchase Protection Insurance Policy Document and may be amended.
3.National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFLS 230903, trading as AIG Australia. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Visa Debit Insurance Policy Document and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas, please contact AIG Assist on reverse charge call to Australia +61 2 9251 4298. this overseas assistance service is subject to the terms and conditions of the NAB Gold Visa Debit Insurance Policy Document

 
 
 
 
 
 
Give the gift of choice with a NAB Visa Gift Card
Choose a NAB smart everyday bank account with NAB Visa Debit