To get a better understanding about NAB investment accounts, take a look at the frequently asked questions below. If your question isn’t covered, please call us on 13 13 12 from 8am - 9pm EST, 7 days a week. We'll be happy to help.
Call 13 13 12 from 8am to 9pm EST, 7 days a week. Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday.
NAB Investment Cash Manager
What are the main benefits of NAB Investment Cash Manager?
The NAB Investment Cash Manager offers a competitive, tiered interest rate for balances over $10,000 - so the higher your balance, the greater your returns. Plus you can transact, save and invest, all in the one account - allowing you complete control over your investment-related cashflow. You have easy, convenient access to your funds - it can be used in conjunction with NAB Online Trading to buy shares and receive dividends, and you can make unlimited transactions through NAB Internet and Telephone Banking, and 10 free transactions per month through EFTPOS, NAB ATMs, cheque book and at a NAB branch.
How do I open a NAB Investment Cash Manager account? You can apply for a NAB Investment Cash Manager online. The application process is secure, quick and simple and takes about 10 minutes to complete. Alternatively, you can apply in any NAB branch, or by calling 13 13 12 from 8am – 9pm EST, 7 days a week.
How do I access my NAB Investment Cash Manager account? With the NAB Investment Cash Manager you can make unlimited transactions through NAB Internet and Telephone Banking, and 10 free transactions per month through EFTPOS, NAB ATMs, cheque book and at a NAB branch. You can also use your account for NAB Online Trading - allowing you to buy shares and have dividends paid into the account.
When is interest paid? Interest is calculated daily and paid monthly. Check out our Interest Rates for the current rate.
I want more information about NAB Investment Cash Manager
What are the main benefits of NAB Term Deposits?
NAB Term Deposits are fixed rate, fixed term, fixed amount investments that generally pay higher rates of interest than 'at call' accounts. A fixed return during the investment term lets you plan your finances with certainty. If you wish to be able to take advantage of any rise in interest rates during the term of your investment, you should consider a NAB Term Deposit 'trade up' that can let you 'trade up' once during your term without penalty to a higher rate.
How do I open a NAB Term Deposit? You can apply for a NAB Term Deposit in any NAB branch, or by calling 13 13 12 from 8am – 9pm EST, 7 days a week. Alternatively if you are a NAB customer you can apply via internet banking.
Can I withdraw all or part of my NAB Term Deposit before its maturity? If something unexpected happens and you need to access your funds before the end of the term, you can access your funds, but the interest may be adjusted to account for this.
What is the minimum and maximum investment terms for a NAB Term Deposit? For terms of one month or more you must invest at least $1000. For terms of seven days to less than one month, the minimum deposit is $5,000. There is no maximum amount for investing in a NAB Term Deposit, however for amounts greater than $250,000, visit a branch or give us a call on 13 13 12 - you may be eligible for a special interest rate.
How is the interest calculated on my NAB Term Deposit?
Interest is calculated daily and you can choose the interest payment frequency to suit your investment needs. This may vary depending on the length of the investment.
How do I find out what the current interest rate is?
Check out our NAB Term Deposit Interest Rates including Blackboard Specials.
What happens to my NAB Term Deposit at maturity? You can have your interest credited directly into a nominated NAB account or an account held at another financial institution, added to a new NAB Term Deposit, or paid to you by bank cheque or cash at a NAB branch.
What is 'trade up'?
A NAB Term Deposit 'Trade Up' allows you to take advantage of an interest rate rise if there is one during your investment term. For example, if you invest for a fixed term of two years at 3% p.a. and after 14 months interest rates rise and NAB offers 3.5% p.a. for a 10 month term on a standard NAB Term Deposit you can choose to 'trade up' to 3.5% p.a. Then your total earnings would be 3% for the first 14 months of your investment and 3.5% p.a. for the last 10 months. You'll need to decide at the time you apply for your NAB Term Deposit if you would like this option.
What is my return after inflation? A realistic understanding of how much you want your investment to earn is important, particularly in regard to inflation. With inflation, your "real" return decreases over time. To protect yourself, you may want to consider a "trade up" option that could let you take advantage of rate increases.
What are my other long-term investment options? If you're considering an investment for a period of greater than 2 years, you might like to look into alternative or complementary investments that may offer additional advantages, such as NAB Investment Cash Manager or National Australian Trustees At Call Common Fund A1. A NAB Financial Planner would be happy to discuss your options with you at your convenience.
What are some of the alternatives? Depending on your personal investment objectives, you may wish to consider:
One of our other investment products. We have a range of options to suit every investment style to help you achieve your goals.
A NAB Financial Planner can offer obligation free advice about other investments specially designed for capital growth or tax effectiveness. To discuss your investment options call us on 1300 558 863 between the hours of 8:00am - 8:00pm (Melbourne time, GMT +10 - check this is correct), Monday to Friday to arrange an appointment. Or send us an email and we'll arrange an appointment at your convenience.
National Australia Trustees At Call Common Fund A1
What are the main benefits of National Australia Trustees At Call Common Fund A1?
With a National Australia Trustees At Call Common Fund A1 your money is being invested by experts. Your account allows convenient management of your investment cashflow with easy access to your funds, as well as access by third parties such as your financial planner or accountant. With the highest possible rating of 'AAAm' by Standard and Poor's, you can be confident your money is in safe hands.
How do I open a National Australia Trustees At Call Common Fund A1? You can open a National Australia Trustees At Call Common Fund A1 by visiting your nearest NAB branch, or via a NAB Financial Planner.
