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Personal Finance > Interest Rates, Fees & Charges > Other personal lending

Indicator Rates for Other Personal Lending

Monday, 18 August 2008

PERSONAL LOANS
Personal Loans (Secured)
Variable Rate
Fixed Rate
Fully Secured

12.59% pa

13.04% pa

 
Personal Loans (Unsecured)
Variable Rate
Fixed Rate
$5,000 - $9,999
$10,000 - $19,999
$20,000 +

15.70% pa (rate 11,12,13)
14.85% pa (rate 21,22,23)
14.85% pa (rate 31,32,33)

15.34% pa
14.49% pa
14.49% pa

 
NAB Personal Project Loan
(approved from 18 June 2007)

Purchases 15.99% pa

Cash Advances 19.50% pa

 
 
CREDIT CARDS
Low Rate Visa Card

Purchases 12.95% pa

Cash Advances 19.99% pa

Visa and MasterCard

Standard 19.74% pa
Gold 19.74% pa

Fee-Free 18.10% pa
Gold Rewards 20.47% pa

Visa Mini
Velocity NAB Standard Card
Velocity NAB Gold Card
Ant™ American Express Card® with No Annual Card Fee
Ant American Express Card with Rewards
Gold Ant American Express Card with Rewards

19.74% pa
19.99% pa
19.99% pa
19.95% pa
20.47% pa
20.47% pa

 
 
MARGIN LENDING
Variable Rate Interest Only

10.50% pa

Fixed Rate Interest Only

In Advance

In Arrears

1 year
2 years
3 years
4 years
5 years

10.40% pa
10.40% pa
10.40% pa
10.40% pa
10.40% pa

10.50% pa
10.50% pa
10.50% pa
10.50% pa
10.50% pa

Please call NAB Margin Lending on 1300 135 145 for special rates on loans greater than $250,000.
 
BASE RATE

12.43% pa

 
 


 

Products no longer for sale

PERSONAL LOANS
Personal Loans
Variable Rate
#2 Fully Secured other security
#3 Partly Secured
#4 Unsecured

15.59% pa
16.34% pa
17.34% pa

 
Personal Project Loan
(approved prior to 18 June 2007)
Personal Project Loan
Direct
Introductory Rate
$0 - $4,999
$5,000 - $9,999
$10,000 - $19,999
$20,000 +

13.00% pa ~
19.25% pa (rate 1)^
16.49% pa (rate 2)
15.40% pa (rate 3)
14.90% pa (rate 4)

13.00% pa ~
18.00% pa (rate 1)^
16.49% pa (rate 2)^
14.90% pa (rate 3)
14.40% pa (rate 4)

 
 
CREDIT CARDS
Velocity NAB Visa Card
Velocity NAB Gold American Express®  Card

19.99% pa
19.99% pa

 


 

~ During the drawdown period, the Introductory Rate applies to all transactions debited to a Personal Project Loan Direct and any Balance Transfer amount debited to a Personal Project Loan to pay out a credit contract maintained with NAB.
^ The minimum credit limit available for Personal Project Loan is $5,000 and for Personal Project Loan Direct is $10,000.  These rates only apply if the amount of credit accessed is below the product’s minimum credit limit.
™ Ant is a Trade Mark of National Australia Bank Ltd ABN 12 004 044 937. ® Registered Trade Mark of American Express Co.
All rates are effective Monday, 18 August 2008 and are subject to change at any time.  To find out more, visit nab.com.au, call into a NAB branch or call 13 13 12.  Fees and charges apply.  Full details of these and relevant terms and conditions are available on application.  National Australia Bank Limited ABN 12 004 044 937.


 
 
 
 
 

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