Complimentary Insurance for NAB Gold Cards


NAB Gold Overseas Travel Insurance
Purchase Protection Insurance
Extended Warranty Insurance
More information

 NAB Gold Overseas Travel Insurance
Your NAB Gold credit card gives you comprehensive NAB Gold Overseas Travel Insurance1 at no extra cost. Just purchase 50% or more of your prepaid travel costs2 (including the cost of your spouse and any dependent children travelling with you) with your NAB Gold credit card before your journey begins, then you (and they) are covered as soon as you start your overseas trip until you return to Australia provided the trip is for no more than 90 consecutive days at a time. You can use this cover for an unlimited number of trips per year.

Plus if you earn points with a NAB Gold credit card under a NAB rewards program3 you may also be eligible for this complimentary insurance by redeeming your NAB rewards points to make up 50% or more of your prepaid travel costs. You can even use a combination of your NAB rewards points and your NAB Gold credit card to reach the required 50% or more of your prepaid travel costs.

Your travel insurance provides cover for such events as travel cancellation, overseas medical expenses, lost luggage or travel documents, accidental death and disability, missed connection, personal liability, collision damage waiver, hijack and detention, and kidnap and ransom4 full details can be found within the NAB Gold Insurance Policy Document [PDF 123kb] (opens in a new window).


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 Purchase Protection Insurance
Purchase Protection Insurance1 provides automatic insurance protection at no additional cost for most new personal retail items purchased with a NAB Gold credit card in Australia or overseas. Under this Policy cover, most new retail items are protected against loss, theft or accidental damage for 90 days from the date of purchase provided the item is paid for in full using your NAB Gold credit card. The item may be repaired or replaced as outlined in the NAB Gold Insurance Policy Document [PDF 123kb](opens in a new window). Each Gold cardholder may make claims up to AUD100,000 in any 12 month period, subject to a limit of AUD2,500 per item for a single claim.

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 Extended Warranty Insurance1
Have you ever had something break just after the warranty runs out? Well it won't be a problem if you paid in full for any new domestic appliance with a NAB Gold credit card in Australia and the purchase price is AUD10,000 or less. If the original manufacturer's warranty is valid in Australia and provides cover of between 12 months and 4 years, the warranty is extended for up to one year. Any original manufacturer's warranty that is valid in Australia and provides cover between 6 months and one year is doubled, full details can be found within the NAB Gold Insurance Policy Document [PDF 123kb](opens in a new window).

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 More information
For further information on NAB Gold Insurance1 view our Frequently Asked Questions or call American Home Assurance Company on Freecall 1800 339 667, Monday to Friday 9:00am - 5:00pm EST.

 

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  1. National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits are extended to NAB Visa Gold, NAB Gold MasterCard, NAB Gold Rewards Visa, NAB Gold Rewards MasterCard, Velocity NAB Gold Card and NAB Gold Ant™ American Express® cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Insurance Policy Document [PDF, 123kb]and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas - please contact AIG Assist on reverse charge call to Australia + 61 2 9251 4298. This overseas assistance service is subject to the terms and conditions of the NAB Gold Insurance Policy Document [PDF, 123kb]
  2. Prepaid travel costs means prepaid transportation, accommodation and other itinerary costs (excluding foreign currency and travellers cheques).
  3. Full details of the terms and conditions are set out in the NAB Gold Rewards Terms and Conditions brochure and the NAB ANT Rewards Program Terms and Conditions brochure, available for download here.
  4. This is only a brief summary of the benefits and exclusions may apply. Full details are specified in the NAB Gold Insurance Policy Document [PDF, 123kb](opens in a new window)