NAB Tailored Home Loan - Variable Interest Rate

Product overview
Additional repayments		You can make extra repayments to pay off your loan sooner.1
Redraw (minimum $2000)		Access extra cash if you're ahead of scheduled repayments.
Repayment holiday		Take a break from repayments if you're ahead of scheduled repayments.
Interest only payment option		Up to 5 years interest only (paid monthly in arrears) for investors and owner-occupiers.
100% offset		Helps reduce interest costs on a loan by linking the loan to a transaction or deposit account.
Maximum loan size as % of property value	100%	Borrow up to 100% of the property's value so you don't have to wait until you've saved a large deposit.
Flexible repayment options		Weekly, fortnightly or monthly. (Interest only option payable monthly)
Suitable for self-employed2		'Low Doc' process available if you don't have the usual financial statements required for an application.
Can be used for building3		Allows you to make progressive payments to builders.
Split loans		You can take out 2 different loans for the same property with just 1 application fee.
Portability		If you buy another home, you could keep the same loan and secure it against your new home.
Available as part of Choice Package		Combine all your banking needs into one convenient package for great discounts.
Interest rates		View current interest rates or comparison rates.
Additional features		Loan Trimmer - With a NAB Loan Trimmer, the interest rate that would normally apply to your deposit account is used to reduce the interest rate charged on your loan. Reference Rate - Optional feature used to work out the size of your standard repayments each year and allows for annual repayment increases throughout the term of the loan. Find out more.

1. Prepayment in full within four years from the settlement date will incur an Early Exit Fee.

2. 'LowDoc' not available for Interest Only loans.

3. Building conditions not available with 'Low Doc' loans. 100% Offset not available during the 'building conditions' phase.

Fees and charges are payable. Terms and conditions apply and are available on request from NAB.